• 18 Mar 2024

SATIM and online payment in Algeria: how a CIB or Edahabia payment works

Online card payment in Algeria runs on a national system. SATIM, the interbank electronic payment operator, runs the payment platform that connects shops, banks and card holders. Two cards work on it: the CIB card, issued by Algerian banks, and the Edahabia card from Algerie Poste. Interoperability between the two networks has been in effect since 23 December 2021, so a shop can accept both through the same payment flow.

What your customer sees

1. They choose the CIB or Edahabia button at checkout, after seeing the final amount in DZD.
2. They are sent to the secure payment environment to enter their card details and complete the authentication step required for their card.
3. They come back to your site, or to your payment page, with a clear success or failure result.

What it means for you as a merchant

Your site never collects or stores the card number. The card is entered on the payment platform, not on your page. Your job is to show the amount clearly, offer the CIB and Edahabia logos, and keep your own order and payment records in step. DzWallet takes care of that connection for you, and shows every payment in your dashboard.